- Stephanie A. Montague
- Robert M. Ferm
- Erin E. Snow
The latest issue of the FORC Journal of Insurance Law and Regulation features an article co-authored by Hall & Evans attorneys Erin Snow, Stephanie Montague, and Robert Ferm. The article, “Colorado’s AI Insurance Experiment Comes of Age: Lessons from Five Years of Implementing SB 21-169,” examines how the State’s implementation of the bill offers a useful case study for regulators, insurers, and policymakers nationwide. What began as a broad statutory prohibition on unfair discrimination has evolved into one of the nation’s most comprehensive regulatory frameworks governing the use of external consumer data and algorithmic decision-making in insurance.
The FORC Journal is published by the Federation of Regulatory Counsel (FORC), a national association of vetted insurance regulatory attorneys. Read the full article here.


